The Daily Habit

Everyone has a different approach to handle personal finances. Some were lucky by having parents that taught them some basic money principles. Others must figure it out on their own and maybe even struggle a little bit while finding the approach that works for them. Either way, there are two things you need to know: 1. You are already an adult and handling your finances must become part of your priorities. Cheers to you for reading this article. 2. Keep in mind that it takes time, but it is worth it. So, how to start investing when you are broke, in debt or have very low income? It is simple, but it is not easy. The most important thing is to set up milestones and start. You won't get anything done if you push goals for "when I have more money", besides, you would be losing time and the benefits of compound interest. 1. Get the basics. The basic step is knowing where you are regarding your financial life. Do you have debt? Do you know how muc...

Most of us have dealt with the unpleasant feeling of procrastinating homework, work or even chores and then having to put more effort to accomplish the same goal in a very short period of time with the added stress overload. Procrastinating is a natural thing. There is no need to be ashamed. What should be embarrassing is not looking for a change and keep making your life miserable under the stress of deadlines or rushing up to complete a work that could have been done in a better way if done sooner, with more time. Here are some simple tips to avoid procrastination and start changing your habits. 1. Block distractions: It is easier to slip away and do everything else, except what you were supposed to do if your environment is full of distractions. Procrastinating means your brain do not want to do the task that needs to be done and distractions are a great excuse to pull you out of the right path. When you are committed to do something; make it easier by blocking any...

Being assertive is a life skill that influences our path in life, our relationship with others and our level of happiness and self-satisfaction. It can be challenging to develop; but as other life skills, it grows with persistence, repetition and experience. What is assertiveness? Assertiveness is the quality of being able to express your feelings with respect and calm when you don't agree with a person o situation. Image by Free-Photos from Pixabay. Why is it so rare? Most of us grew up not being assertive.  Most people have the tendency to silence their feelings of disagreement in a situation, or react with anger and frustration, thus making the situation worse. Being assertive is being able to say NO and express with freedom that you don't like something or the way a situation is being approached. While working on being assertive you will be working in your confidence as well as self-control. Many of us have met a person who was assertive...

Many of us are not native English speakers, and most of us consider this a problem when we want to start writing in English or another language. Instead of looking at it as a problem, turn around the issue and see it as a challenge and an opportunity for growth. Here are some tips that will help you to go through the process and pour your deepest emotions and feelings into the paper. 1. Exposure. Read books and listen to audiobook in the language you want to use in your writing. Even if you are a fluent speaker, there is always room for improvement, especially with writing. Reading tons of books in the language you want to write is a key step to become better at it. Reading give you exposure to grammar, technique and style. It gives you more vocabulary and confidence as you get used to different author's styles in the language you are writing. 2. Read some books about grammar, writing and composition in the language of your writing practice. Some good b...